Terms of use – VOKA WIKI

Last Updated: December 11, 2025

Welcome to VOKA WIKI, located at https://wiki.voka.io/ (the “Site”). These Terms of Use (“Terms”) constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you” or “User”), and VOKA (“we,” “us,” or “our”), concerning your access to and use of the Site.

By accessing or using the Site, you agree that you have read, understood, and agree to be bound by all of these Terms. Your use of the Site is also governed by our Privacy Policy, which is incorporated herein by reference.

By using the Site, you represent and warrant that you are at least 13 years of age. If you are under the age of majority in your jurisdiction (usually 18), you represent that you have reviewed these Terms with your parent or guardian and that they understand and agree to them on your behalf.

Unless otherwise indicated, the Site is our proprietary property. All source code, databases, functionality, software, website designs, audio, video, text, and graphics on the Site (collectively, the “Content”) are owned or controlled by us or licensed to us, and are protected by copyright and intellectual property rights.

The Content is provided on the Site “AS IS” for your information and personal use only. Except as expressly provided in these Terms of Use, no part of the Site and no Content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

We grant you a limited, non-exclusive, non-transferable, and revocable right to access and navigate the Site strictly in accordance with these Terms.

3.1. Permitted Use

You may access and view the Content on the Site solely for your personal, non-commercial, and educational use (e.g., reading articles, taking quizzes).

3.2. No Asset License

Please Note: The visual assets (including images, and videos) displayed on this Site are for demonstration and educational viewing only. No license is granted to download, reproduce, modify, or use these assets in your own projects through this Site. To purchase commercial or personal licenses for our digital assets, please visit our separate digital asset store at https://shop.voka.io/.

3.3. Prohibited Use

You may NOT:

• Modify, copy, or distribute the materials for any commercial purpose or for any public display.
• Remove any copyright or other proprietary notations from the materials.
• Mirror the materials on any other server or website.
• Use any data mining, robots, or similar data gathering and extraction tools on the Content.

The Site does not provide medical advice.

The Content, including text, videos, images, quizzes, and other material contained on the Site, is for informational and educational purposes only. No material on this Site is intended to be a substitute for professional medical advice, diagnosis, or treatment.

IF YOU THINK YOU MAY HAVE A MEDICAL EMERGENCY, CALL YOUR DOCTOR OR EMERGENCY SERVICES IMMEDIATELY. RELIANCE ON ANY INFORMATION PROVIDED BY THIS SITE IS SOLELY AT YOUR OWN RISK.

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Site, you agree not to:

• Systematically retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
• Trick, defraud, or mislead us or other users.
• Interfere with, disrupt, or create an undue burden on the Site or the networks or services connected to the Site.
• Use the Site as part of any effort to compete with us or otherwise use the Site and/or the Content for any revenue-generating endeavor or commercial enterprise.
• Attempt to bypass any measures of the Site designed to prevent or restrict access to the Site, or any portion of the Site.

The Site may contain links to third-party websites or services that are not owned or controlled by VOKA. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that VOKA shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

THE SITE AND ALL CONTENT ARE PROVIDED ON AN “AS-IS” AND “AS-AVAILABLE” BASIS. YOU AGREE THAT YOUR USE OF THE SITE WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THIS SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, OR (3) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE.

TO THE FULLEST EXTENT PERMITTED BY LAW, VOKA and its directors, employees, or agents will not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of our Site. This includes, but is not limited to, any errors or omissions in the content, loss of data, lost profits, or lost revenue, even if we have been advised of the possibility of such damages.

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) your use of the Site; (2) breach of these Terms of Use; or (3) your violation of the rights of a third party, including but not limited to intellectual property rights.

We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

These Terms are governed by and construed in accordance with the laws of the State of Florida, USA. You agree that any legal action shall be brought exclusively in the state or federal courts located in Pinellas County, Florida. You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court, we each waive any right to a jury trial.

These Terms of Use and any policies or operating rules posted by us on the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms of Use shall not operate as a waiver of such right or provision. If any provision or part of a provision of these Terms of Use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms of Use and does not affect the validity and enforceability of any remaining provisions.

If you have questions or comments about these Terms, you may email us at info@voka.io.